Your Guide To Everything Heavy Equipment

Your Partner In The Heavy Equipment Industry

Your business is our business. Here we aim to aid you with the tools, resources & knowledge to help you along your business journey. We can even help you secure financing your heavy equipment through our various lending partners.

What We Do

MTM Financing helps business owners access the equipment they need through flexible funding, clear education, and lender connections built for real-world operators — from tow trucks to excavators and beyond.

Transparent Partnerships

We believe in clarity. That means no hidden fees, no confusing terms, and financing partners you can trust.

Tools and Resources

From payment calculators to credit score tips, we give you the tools to make smarter equipment financing decisions.

Industry Focused

We specialize in construction and trucking equipment — and we know what your business needs to grow.

Blog Content

Explore detailed guides, financing breakdowns, and startup tips in our constantly growing content library.

Our Mission is Simple

At MTM Financing, we’re more than just a funding source — we’re a strategic partner dedicated to helping small businesses in the construction and heavy equipment industries thrive. We understand the unique challenges these businesses face, from navigating seasonal cash flow to securing the right equipment at the right time. That’s why we’ve built a comprehensive resource hub designed to educate, equip, and empower business owners like you.

Our mission is simple: to provide practical tools, trustworthy insights, and accessible financing solutions tailored to construction-driven businesses. Whether you’re a contractor, operator, builder, or fleet manager, we aim to support your growth every step of the way.

Skid Steer Financing

New: $40,000–$65,000

Used: $20,000–$35,000

Perfect for landscaping, construction, and tight urban jobsites. Flexible financing options available.

Learn More →

Tow Truck Financing

New: $75,000–$130,000

Used: $35,000–$85,000

Flatbeds, rollbacks, and wreckers — get approved fast with commercial lenders who know your industry.

Learn More →

Dump Truck Financing

New: $120,000–$180,000

Used: $45,000–$95,000

Haul more, earn more. We finance tri-axles, tandems, and single-axle dump trucks nationwide.

Learn More →

Excavator Financing

New: $100,000–$220,000

Used: $45,000–$120,000

Finance minis, mid-size, or full-size excavators. From site prep to heavy dig — we’ve got you covered.

Learn More →

📊 U.S. Heavy Equipment Financing Facts

$0B+

U.S. equipment financing market size in 2024

Of construction companies lease equipment

Top 3

Most common loan rejections: credit, income, docs

$0K

Avg. financed amount for dump trucks and excavators

< 72 Hrs

Common approval time with online lenders

Featured Equipment Financing Rates

Compact Equipment

Rates as low as

6.75%

60 Months • $35,000 Loan

Construction Equipment

Rates as low as

7.10%

72 Months • $60,000 Loan

Truck Financing

Rates as low as

6.99%

48 Months • $50,000 Loan

Section 179 Benefit

Deduct up to

100%

of Equipment Cost in Year 1

Why Choose MTM Financing?

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15+ Lender Partners

Access one of the largest networks of commercial equipment lenders.

⏱️

24-Hour Pre-Approvals

Fast processing so you can get back on the road or jobsite sooner.

📄

No Hard Credit Pulls

Soft-pull prequalifications that won't impact your score.

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Built for Business Owners

Designed for contractors, truckers, and small business operators nationwide.